This Edgepoint Wealth Management FAQ answers what military retirees ask before they call: how the firm is paid, what the $500K minimum means, and how a pension, the Thrift Savings Plan and a second paycheck fit together. It's written mostly for service members and veterans with $500,000 or more saved. It won't give tax or legal advice for your exact case, quote fees, or promise any investment result.
Common questions
How is Edgepoint Wealth Management paid for its work with veterans?
Every fee is listed in the client agreement, and nothing outside that list is charged. Edgepoint Wealth Management sends that agreement to you before you commit, so you can read each line at your own pace. This page quotes no percentages. Ask for the document in your first conversation and compare it line by line.
Do I need $500,000 to work with Edgepoint Wealth Management if my TSP is only part of it?
Yes, the minimum is $500K in investable assets, and it counts everything you'd bring, not just the Thrift Savings Plan. A hypothetical retiree with $350,000 in the TSP and $180,000 in an IRA has $530,000 and meets it. Your pension payments and home equity don't count toward the total.
What happens if I have less than $500K when I reach out?
You can still send a request, but Edgepoint Wealth Management's minimum is $500K, so a full engagement usually isn't available below it. Say where you stand, for example $430,000 with a pension starting next year. Edgepoint Wealth Management will tell you plainly whether waiting or a different kind of help makes more sense.
Who is Edgepoint Wealth Management, and who does it serve?
Edgepoint Wealth Management, Inc. is a wealth management firm in Tampa, Florida, that serves clients in all 50 states by video call and phone. As of 10/12/2026, Edgepoint Wealth Management serves 372,000 clients and $8.3 billion in client assets. It writes first for military retirees, but anyone with $500K or more can ask.
How does Edgepoint Wealth Management turn a pension and a TSP into monthly income?
Edgepoint Wealth Management starts with the monthly number you need, then subtracts income that's already guaranteed, like a military pension and a second-career salary. Say you need $7,000 a month and the pension covers $3,500. The remaining $3,500 a month, or $42,000 a year, is what savings must supply. Investments get chosen after that figure is set.
Do I have to move my TSP to Edgepoint Wealth Management?
No. Many accounts can stay where they are, and the TSP is a good example, since moving it is a choice, not a requirement. Edgepoint Wealth Management reviews it alongside your IRA and any employer plan from your second career. Bring a recent statement from each account, and expect the review to cover what moving would cost you in tax and options before anything changes.
Can my spouse or adult daughter join the conversation, and can they take over later?
Yes, and it often helps. A spouse who has never seen the TSP login or the survivor election on a military pension should hear how income draws work before they have to run them alone. Edgepoint Wealth Management meets by video, so a daughter in another state can join the same call.
What happens if I retire from the military at 42 and my savings need to last 50 years?
A long runway changes the math: at age 42, income draws may need to stretch past 50 years, and inflation matters far more than it does at 65. Edgepoint Wealth Management would weigh your pension, a second career's pay and how much you keep saving. No portfolio is guaranteed, and values can fall for years, so the playbook plans for that.
Who tracks my required minimum distributions, and at what age do they start?
Required minimum distributions start at age 73, or age 75 if you were born in 1960 or later. Your account custodian reports the balance, but you're responsible for taking the money. Edgepoint Wealth Management puts the deadline on your calendar and estimates the tax before the draw, since a missed one carries a penalty.
Can I change my mind after I start my military pension or Social Security?
Rarely for the pension, and only briefly for Social Security. Social Security lets you withdraw an application within 12 months of starting benefits if you repay what you received. Pension elections, such as the survivor benefit, are often permanent once made. Edgepoint Wealth Management goes through each election with you before the deadline so you aren't guessing.
Where is my money held if I become an Edgepoint Wealth Management client?
Advisory firms generally don't hold client money themselves. Assets usually sit with a separate custodian, a bank or brokerage, and you receive statements directly from it. Ask Edgepoint Wealth Management which custodian applies to you and how you can see your balances. Hours are by appointment, so request a conversation through the form on this site.